Homeowners insurance covers what is most people largest single investment: their home and everything in it. For that reason, choosing the right home insurance couldn’t be more important.
Homeowners insurance covers three main things:
- Damage to the home itself: It will pay to repair or rebuild your home, and outbuildings if it is damaged by things like fire, wind, hail, etc.
- Contents: It will pay for the things inside your house in the event they are stolen or become damaged. Sometimes there is also coverage for items when they are away from your home.
- Personal liability: If someone on your property is injured then your homeowners insurance can pay for their medical expenses. In addition, it can also cover many injuries or damage you cause when you are away from your home.
- New Home
- New Roof
- New Purchase
- Protective Devices
- Early Signing
- Claims Free
- Paid in Full
- Electronic Draft
- Electronic Policy